Include addenda records in the PPD and CCD files.
The bank header is a description that is provided by the Offset Bank. It appears as the first line in the ACH file. DO NOT enter a bank header if a bank header is not required.
Blocking factor refers to a physical block of disk space on magnetic media. Usually, the blocking factor for magnetic tape is the number 10.
This program uses the Blocking Factor to group records and calculate an account sum in the trailer record.
The company batch header record is the section that stores the organization's information.
The company ID is the number 1 followed by the employer's identification number.
The company name is the name of the organization. For example, City XYZ
Destination ACH name refers to the name of the financial institution that will be processing the direct deposit file. For example, Bank of America.
Discretionary data refers to information that will appear on the employee's bank statements. This field is optional and it is for internal use only. For example, the organization's name or "payroll deposit".
The entry class defines the transaction type of the entries in the file. Use CCD (Cash Concentration Disbursement) to transfer funds into a consumer's account at the Receiving Depository Financial Institution. Use PPD (Pre-arranged Payments and Deposits) to participate in the ACH through the electronic transfer (direct debit) of bill payment entries.
Normally, this field is set to PPD.
The entry description is a brief phrase or word that provides an explanation of the entry for the receiver and participant. For example, PAYROLL
Use the file ID modifier to create more than one file using the same data and participants. Normally, this field displays the letter A.
The file header record provides information for processing the direct deposit file. It is the first record in the file.
Important! The Priority Code, File ID Modifier, Record Size, Blocking Factor, and Format Code are ACH preset fields. DO NOT modify these fields without the assistance of Customer Support.
The format code is a number assigned by the bank for special handling. Usually, the format code is the number 1.
The immediate destination is the offset bank's routing number.
The immediate origin is the employer's Federal Employer Identification Number (FEIN) preceded by the number 1.
The offset bank is the name of the bank that will process the direct deposit.
The offset transaction type is the type of transaction that will be created when the amount is deposited.
The Origin ACH name is the name of your organization. For example, City XYZ.
The originator status code is usually set to the number 1.
The originator DFI ID is the organization's Department of Financial Institution (DFI) identification number. The originator DFI ID identifies entries in a given batch within an ACH file. Example: Remove the check digit from the financial institution's routing and transit numbers and you can use the resulting number as the Originator DFI ID.
The priority code is a two-digit code that is assigned by the offset bank to the direct deposit file. This code indicates the file handling order to the financial institution. Usually, this field is set to the number 1.
The record size refers to the number of characters in each record. Normally, this field displays the number 094.
The service class code identifies the batch contents. Usually, the Service Class Code is 200.
Calculated
200 Debits and Credits
220 Credits Only
225 Debits Only